.back-link{display:inline-flex;align-items:center;gap:8px;color:#fff;font-size:14px;font-weight:700;padding:9px 16px;border-radius:999px;border:1.5px solid rgba(255,255,255,.35);transition:background .2s}.back-link:hover{background:rgba(255,255,255,.12);color:#fff}.back-link svg{width:15px;height:15px}.fn-hero{position:relative;overflow:hidden;background:var(--grad-deep);color:#fff;padding:132px clamp(20px,5vw,56px) 84px}.fn-hero .wrap{position:relative;z-index:2;max-width:900px;margin:0 auto}.fn-hero .eyebrow{color:rgba(255,255,255,.72)}.fn-hero__title{color:#fff;font-size:clamp(32px,5.4vw,60px);line-height:1.05;margin:12px 0 0}.fn-hero__answer{margin-top:22px;font-size:clamp(17px,2vw,20px);line-height:1.62;color:rgba(255,255,255,.9);max-width:62ch}.fn-hero__meta{margin-top:26px;display:flex;flex-wrap:wrap;align-items:center;gap:12px;font-size:14px;color:rgba(255,255,255,.72)}.fn-hero__badge{display:inline-block;padding:7px 14px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.2);color:#fff;font-weight:600}.fn-hero__actions{margin-top:30px;display:flex;flex-wrap:wrap;gap:12px}.fn-crumbs{position:relative;z-index:2;max-width:900px;margin:0 auto 4px;font-size:14px;color:rgba(255,255,255,.65)}.fn-crumbs a{color:rgba(255,255,255,.85);text-decoration:underline;text-underline-offset:3px}.fn-crumbs a:hover{color:#fff}.fn-crumbs span{margin:0 8px}.fn-section{padding:clamp(56px,8vw,96px) clamp(20px,5vw,56px)}.fn-section--soft{background:var(--bg-soft)}.fn-section .wrap{max-width:1080px;margin:0 auto}.fn-section h2{font-family:var(--serif);font-size:clamp(26px,3.6vw,40px);line-height:1.12;color:var(--ink);margin:0 0 10px}.fn-section__lead{color:var(--gray-text);font-size:17px;max-width:64ch;margin:0 0 34px}.fn-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:20px;gap:20px;list-style:none;padding:0;margin:0}.fn-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--r-md);padding:26px 24px;box-shadow:var(--shadow-sm)}.fn-card h3{font-size:17px;font-weight:800;color:var(--ink);margin:0 0 8px}.fn-card p{font-size:15px;line-height:1.6;color:var(--gray-text);margin:0}.fn-steps{counter-reset:passo;list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:22px;gap:22px}.fn-steps li{counter-increment:passo;position:relative;padding-left:56px}.fn-steps li:before{content:counter(passo);position:absolute;left:0;top:0;width:40px;height:40px;display:grid;place-items:center;border-radius:50%;background:var(--grad);color:#fff;font-weight:800;font-size:16px}.fn-steps h3{font-size:17px;font-weight:800;color:var(--ink);margin:8px 0 6px}.fn-steps p{font-size:15px;line-height:1.6;color:var(--gray-text);margin:0}.fn-faq{display:grid;grid-gap:12px;gap:12px;max-width:820px}.fn-faq details{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--r-sm);padding:18px 20px}.fn-faq summary{cursor:pointer;font-weight:700;color:var(--ink);font-size:16px;list-style:none}.fn-faq summary::-webkit-details-marker{display:none}.fn-faq summary:after{content:"+";float:right;color:var(--primary);font-weight:800}.fn-faq details[open] summary:after{content:"−"}.fn-faq p{margin:12px 0 0;font-size:15px;line-height:1.65;color:var(--gray-text)}.fn-index{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));grid-gap:20px;gap:20px;list-style:none;padding:0;margin:0}.fn-index a{display:block;height:100%;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--r-md);padding:26px 24px;box-shadow:var(--shadow-sm);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}.fn-index a:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}.fn-index h3{font-family:var(--sans);font-size:18px;font-weight:800;color:var(--ink);margin:0 0 8px}.fn-index p{font-size:15px;line-height:1.6;color:var(--gray-text);margin:0 0 12px}.fn-index small{font-size:13px;font-weight:700;color:var(--primary)}.fn-cta{background:var(--grad-deep);color:#fff;text-align:center;padding:clamp(56px,8vw,92px) clamp(20px,5vw,56px)}.fn-cta h2{font-family:var(--serif);color:#fff;font-size:clamp(28px,4vw,44px);margin:0 0 12px}.fn-cta p{color:rgba(255,255,255,.82);max-width:56ch;margin:0 auto 26px;font-size:17px;line-height:1.6}.fn-cta__actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}.fn-updated{margin-top:28px;font-size:13px;color:var(--gray-text);text-align:center}